Earn up to 25% off insurance with my Drive.
How to save on car insurance? Go digital! Consider Intact my Drive to help you save money.
Safe basic driving skills could *earn you a 25% discount on car insurance with a simple insurance app. The amount you pay for car insurance is no longer a ‘what if’ scenario – You can enjoy savings, convenience and improve driving habits with the right usage-based insurance (UBI) program.
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What is usage-based insurance (UBI) ?
Telematics or UBI programs are designed to measure your habits on the road and reward you for good driving behaviour, usually in the form of a discount off your insurance premium.
UBI programs vary but most typically monitor factors such as speed, hard braking, rapid acceleration and time of day the vehicle is driven. A potential discount is calculated over the course of an assessment period during which time, the data is collected and measured through a series of algorithms.
Most current programs operate through a convenient, easy-to-use mobile app, such as the my Drive® program by Intact Insurance. Some programs also offer a device that you plug into a vehicle’s on-board diagnostic (OBD) port. Both versions track and record your driving behaviour based on the factors mentioned previously.
The my Driving Discount program offers customers the chance to save up to 25% off their insurance premium at renewal, plus, Intact customers also save 10% immediately through an enrolment discount which is applied just for signing up to the program!
In addition to savings, a huge selling feature of a UBI program is its natural promotion of safer driving. Once drivers start to check their potential discount which is calculated after each trip, they become more conscious of some of their habits and the incentive to get a higher discount helps to encourage safer driving behaviour.
Who should sign up?
Our research shows that among the quickest adopters of this technology are Millennials—21 to 37 years olds who are well-versed in how technology can optimize their lives have been quick to adopt the UBI program. Adding the my Drive app to their phone’s collection of banking, socializing, and networking apps just makes sense for those who want to save money.
Safe drivers are the real winners with a UBI program. These programs are designed to give the best discount to drivers who avoid excessive speed, hard braking, rapid acceleration, and late-night driving. In some cases, only some driver will exhibit some safe driving behaviour. That’s okay too—as long as there is some safe driving, there is a discount opportunity for everyone. However, it’s the drivers with two hands on the wheel that will see up to a 25 percent discount with Intact my Drive.
UBI programs are free to join, and ultimately save you money—allowing you to reclaim control over the insurance premium you pay, through being rewarded for your safe driving. Whether you’re a safe driver or one looking to improve your skills, the benefits of the my Drive Discount Program from Intact speak for themselves.
Fine tune your driving skills and lower your car insurance premiums. Let’s see if my Drive is right for you:
*If eligible, a personalized discount between 0% and 25% based on driving habits may apply upon completion of an assessment period. Certain conditions, limitations and exclusions apply. Consult with a Breckles Insurance Broker for full terms and conditions of the my Drive program.Back to Blog